Just revisiting this. I ordered Henry Shearman Gotts' will and it does mention his wife, Sarah Annie, so just goes to show it is always worth checking things for yourself.
The certificate you suggested Kate, gives middle name as Ann, and I have found her in 1939 in The City of London Mental Hospital, Stone, Dartford. It gives her year of birth as 1867, and the date/month not known. I shall order the certificate, but pretty sure this must be her.
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